Hartford Car Accident Lawyers
Representing Clients in the Counties of Hartford, Middlesex, New Haven & Other Areas of Connecticut and Massachusetts
Every year, negligent drivers cause injuries and deaths. They do so to thousands of other drivers, passengers, and pedestrians in Hartford and throughout Connecticut and Massachusetts. These car accidents happen in the blink of an eye, but a resulting injury or case of wrongful death can affect a family for a lifetime.
If you and your family have been affected by an injury or fatal car accident, our seasoned personal injury attorneys at Polinsky Law Group can help you recover the full and fair compensation you may be entitled to under state law.
Reserve a complimentary office or virtual consultation with a Hartford car accident attorney by contacting us online or at (860) 431-7199. Legal services are available in Spanish, Italian, Ukrainian, Polish, Russian, and Portuguese.
How We Protect Car Accident Victims
Insurance companies typically move quickly to protect their own financial interests after a car accident. Adjusters may contact you shortly after the crash, request recorded statements, or present early settlement offers that do not reflect the full scope of your injuries. While these interactions may seem routine, what you say or sign can significantly affect your claim.
Insurance companies frequently use specific tactics during this stage, including the following:
- Requesting recorded statements to limit or shift liability
- Downplaying injuries that worsen over time
- Pressuring you to accept quick, lowball settlements
- Disputing medical treatment as unnecessary or unrelated
These practices can disadvantage you, especially while you are focused on recovery.
Working with legal counsel allows us to do the following.
- Preserve evidence: We quickly gather police reports, dashcam or surveillance footage, witness statements, and other available evidence before it disappears.
- Accident reconstruction: In complex cases, we work with experts to prove exactly how the crash occurred and who is at fault.
- Medical coordination: We verify that your injuries are properly documented by medical professionals, which is essential for proving the extent of your damages.
- Deal with insurers: We manage all communication with insurance adjusters, protecting you from tactics designed to devalue your claim.
By taking this burden off your shoulders, we help protect your right to pursue compensation and to focus on healing.
Compensation Available to Car Accident Victims
When you are injured in an accident that was not your fault, you are entitled to seek damages to make you whole again after an accident.
Depending on the specifics of your crash, we may pursue compensation for:
- Emergency and ongoing medical care - Including ambulance fees, ER visits, surgeries, and physical therapy, along with care that may be required in the future.
- Lost income - Not just the hours you've already missed, but the loss of earning capacity if your injuries prevent you from returning to your job.
- Pain and suffering - Compensation for the physical discomfort and emotional trauma resulting from the collision, as well as the impacts your injuries have had on your life.
- Permanent disability or disfigurement - Additional damages if the accident has left you with lasting physical changes or limitations.
- Property damage - The cost to repair or replace your vehicle and any personal items damaged in the crash.
In serious and catastrophic cases, future medical needs and long-term disability can play a substantial role in determining compensation. Insurance companies often focus narrowly on immediate bills, but that approach fails to account for ongoing consequences that affect daily life and financial stability.
Our role is to present a clear and thorough assessment of damages, supported by medical records, employment documentation, and other evidence.
Modified Comparative Negligence: The 51% Rule
Connecticut uses a specific rule called modified comparative negligence. This law recognizes that accidents aren't always 100% the fault of one person.
The following applies under this system:
- The 51% bar - You can recover compensation as long as your share of the fault is 50% or less. If a judge or jury determines you were 51% (or more) responsible for the accident, you are legally barred from recovering any money at all.
- Proportional reduction - If you are found partially at fault, your total compensation is reduced by that percentage. For example, if your damages total $100,000 but you are found 20% at fault (perhaps for a slightly delayed reaction), your final award would be $80,000.