Hit By An Underinsured Or Uninsured Motorist?
Thousands of car and truck accidents happen every day. Since the moment we received our driver’s license, many of us have been preprogrammed to exchange insurance information with everyone involved. But, what happens if the other driver doesn’t have insurance? How will you be reimbursed for damages? Where can you turn for answers?
At Polinsky Law Group, LLC, in Hartford, Connecticut, we represent clients involved in accidents with uninsured/underinsured motorists. Whether it is necessary to pursue a civil claim against the liable individual or turn to your own auto insurance carrier, we can aid you in securing the full and fair compensation you need to cover damages to your vehicle and any injuries you may have suffered.
Contact us to arrange a free initial consultation. The personal injury lawyers at our firm are licensed to practice in Connecticut. We handle all uninsured/underinsured motorist claims on a contingency fee basis, meaning you won’t pay attorney’s fees unless you recover monetary compensation for your claim.
Uninsured/Underinsured Motorist Coverage
If you have been involved in a car accident where the other driver has no insurance or does not have enough insurance to fully compensate you, you may have to go to your own insurance company for help. A majority of auto insurance policies include coverage for accidents involving uninsured/underinsured motorists. However, doing so may not be as easy as it seems.
Like other businesses, insurance companies are driven by profit. And they make that profit by rejecting and minimizing claim payouts. This means that even though you are a policyholder, the company will likely try to settle your claim for far less than it is worth.
If the claim you filed has resulted in a settlement offer that you believe is unfair or does not meet the terms of your policy, you can push back with the help of an experienced attorney. Hiring an attorney lets the insurer know that you are serious and that your offer is now being scrutinized by a skilled legal professional. That gives your insurer an incentive to reconsider their offer. Our attorneys regularly go up against insurance company officials, and we will fight to help you maximize the value of your claim.